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Title: 99 App Opens Wait List for UK’s First Digital Neobank Built for Ethical and Sharia-Aligned Consumers

United Kingdom, 19th May 2026 —99 App today announced that it has opened the waiting list for customers who want to sign up for the United Kingdom’s first digital neobank that’s built simultaneously for ethical and Sharia-aligned consumers. Abdalla Lotfy, 99 App’s 21-year-old Egyptian-British founder, is positioning 99 App as more than a fintech, but rather as a movement. The product is a mobile-first current account with values alignment built into the core, including an integrated giving platform routed through registered UK charities and a screening engine that filters financial products on both ethical and Sharia criteria using the same database. It also provides Cashback, along with other features tailored to every segment from students to Gen Alpha.“I did not originally set out to build a neobank. I started out reading philosophy,” explained Lotfy, who entered King's College London at 16 and is now finishing his Master's at Imperial College Business School. “Reading philosophy forced me to look at the systems I had been raised in, instead of taking them for granted. The more I read across psychology, economics, and the existential writers, the more I understood that a great deal of what is accepted as ordinary is the result of choices that benefit a small number of people at the cost of everyone else. With 99 App, we’re going to change this status quo.”Unlike traditional banks, 99 App will not provide capital for industries that its customers would refuse to fund, e.g., industries that pollute and exploit people, weapons, etc. Instead, 99 App puts choice&nbs...

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