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Title: U.S. Digital Banking Market Poised for 9.9 CAGR Growth as Strategic Digital Transformation Accelerates

Pune, Maharashtra, India, 23rd Jan 2026 - The U.S. Digital Banking Market is experiencing a significant transformation, moving from a niche alternative to becoming the primary model for delivering financial services. Revenue in this market is projected to grow from USD 1,839 million in 2024 to USD 3,859 million by 2032, representing a compound annual growth rate (CAGR) of 9.9%. This growth is driven by an increasing user base, expected to reach 150 million by 2032. This trend indicates not only an increase in users and transactions but also a strategic shift within the industry. Digital platforms are evolving from simple functional channels into strategic assets that improve efficiency and personalization, while also fostering new business models in banking.The Strategic Drivers of Industry Re-architectureSeveral deep structural forces are driving the market's evolution. The widespread digitization of both consumer and business life is the primary catalyst, creating an expectation for seamless and on-demand financial services. This trend is further accelerated by financial institutions migrating to cloud-native platforms that offer significant operational advantages. Industry assessments indicate that moving to the cloud can result in 20-40% cost savings, provide elastic scalability to manage user activity, and drastically reduce deployment cycles from weeks to hours.Additionally, the rise of data-driven ecosystems is transforming banking platforms into hubs for comprehensive financial wellness. Centralized data in cloud environments enables real-time analytics, advanced fraud monitoring, and hyper-personalized customer experiences. This shift is driving higher Average Revenue Per User (ARPU), which is projected to reach 16.90 by 2032, underscoring the value of integrat...

This press release is issued by King Newswire