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Title: Xepeng Outlines Volatility Protection Through Rupiah Settlements

Denpasar, Bali, Indonesia, 19th Jan 2026 — Xepeng today outlined how its platform design prioritizes volatility protection for Indonesian merchants by ensuring all transaction outcomes are settled in Indonesian Rupiah (IDR), regardless of the digital instruments used by international payers.As cross-border digital payments continue to expand, volatility remains a key concern for businesses that depend on predictable cash flow and standardized accounting. Price fluctuations associated with digital assets can introduce uncertainty between payment initiation and settlement, complicating reconciliation and financial planning.Under Xepeng’s model, international customers may initiate payments using supported digital value sources, while merchants receive finalized settlements exclusively in Rupiah. Conversion is executed as part of the payment flow, allowing merchants to remain insulated from market movements associated with digital instruments used on the sending side.The platform’s approach aligns with Indonesia’s domestic commerce structure, which is built around Rupiah-denominated transactions. By keeping merchant outcomes local-currency native, Xepeng reduces currency mismatch risks and supports consistent financial reporting and reconciliation.For international customers and platforms, the model provides clarity when transacting with Indonesian businesses. Buyers may transact using digital instruments while knowing that merchants will receive settlements in local currency without volatility-driven adjustments. This structure simplifies onboarding for merchants and integration for international partners seeking a dependable settlement endpoint into Indonesia.Because settlements are Rupiah-denominated and deposited via domestic banking rails, merchants avoid exposure to...

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