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Title: Is Decentralized Payment the Next Global Trend

Thailand, 12th Dec 2025 - As blockchain infrastructure matures, payments are gradually becoming the application scenario with the closest connection to real-world demand.1. Payments: The Key Real-World Breakthrough for BlockchainOver the past decade, the blockchain industry has gone through multiple narrative cycles—from crypto assets, to DeFi (Decentralized Finance), to RWA (Real-World Assets).Yet regardless of how technology evolves, the core mission of blockchain has always revolved around “the transfer and verification of value.”And in the real world, the most frequent and universal form of value transfer is—payments.Traditional payment systems have long been dominated by banks, card networks, and centralized clearing institutions.Cross-border remittances still carry an average cost of 3%–6%, with settlement times ranging from hours to several days.Against this backdrop, decentralized payment solutions have emerged.These systems aim to reduce settlement costs, accelerate speed, and eliminate systemic reliance on centralized intermediaries through blockchain-based infrastructures.2. The Core Logic of Decentralized Payments:A Redesign of the Trust Structure**“Decentralized payments” are not designed to overthrow traditional finance.Instead, they represent a reengineering of trust mechanisms.In traditional systems, payments rely on banks or clearing houses as centralized trust providers.In decentralized systems, trust is derived from smart contracts, distributed consensus, and verifiable ledgers.This leads to several structural advantages:Instant Settlement: Transactions are finalized on-chain within seconds.On-Chain Transparency: Every transfer is traceable and tamper-proof.Self-Custody: Users maintain full control of their assets without...

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