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Title: Muhammad Bilal Unveils White Paper on Advancing Financial Control and Risk Governance in U.S. Infrastructure and Housing Projects

United States, 17th Nov 2025 — Chartered Accountant and seasoned financial governance strategist Muhammad Bilal have released a white paper detailing a transformative initiative designed to strengthen fiscal oversight in the United States’ infrastructure and real estate sectors. Drawing from over 16 years of international financial management experience, the proposal presents an innovative framework for deploying scalable, transparent, and cost-effective financial control systems tailored to federal investment programs, underserved regions, and public-private development partnerships.Bilal’s white paper, “Advancing Financial Control Systems and Risk Governance Strategies for Real Estate and Infrastructure Development in the United States,” responds directly to persistent challenges identified by the U.S. Government Accountability Office (GAO) in federal oversight, particularly concerning the $1.2 trillion Infrastructure Investment and Jobs Act (IIJA), Community Development Block Grants (CDBG), and HUD-led housing programs.Bridging a Critical Governance Gap in the U.S. Infrastructure BoomAs U.S. federal infrastructure spending accelerates under historic investment legislation, the burden of fiscal accountability has shifted to state and local institutions—many of which lack the financial controls, risk management tools, and trained personnel to manage funds effectively. This white paper fills a crucial void by proposing a replicable model for institutional capacity building, driven by Bilal’s real-world expertise in managing capital-intensive projects and transforming financial operations.“Capital is no longer the biggest constraint. The real bottleneck is fiscal governance,” says Bilal. “I’ve worked in high-stakes environments where billions of dollars were under admini...

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