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Title: What Should You Do with a Bonus or Unexpected Windfall

United States, 4th Nov 2025 - Whether it’s a year-end bonus, an inheritance, or a financial gift, receiving unexpected money can feel exciting — and sometimes a bit overwhelming. Even if you’ve come to anticipate a bonus or occasional financial surprise, there is still something special about seeing those funds land in your account.For reference, the average employee bonus in 2024 was about 2.8% of annual salary across industries. That may not be life-changing on its own, but it can be meaningful when used wisely. While it’s perfectly okay to treat yourself to something enjoyable, this may also be a chance to support your longer-term financial goals.Here are several smart ways to put your windfall to work.1. Strengthen Your Financial FutureReview Your Retirement ContributionsConsider increasing your contribution to your employer-sponsored plan, IRA, or other retirement accounts. Even a small boost today can have significant long-term benefits thanks to compounding growth.Consider InvestingDepending on your timeline and comfort level, directing a portion of your windfall toward investments may help grow your wealth over time. If you’re unsure which route to take, we can explore your options together.Build or Revisit Your Emergency FundIf you don’t have emergency savings yet, this is an ideal opportunity to begin one. If you do, it may be time to review whether your current cushion still feels sufficient.2. Reduce Financial Stress by Addressing DebtHigh-interest debt can limit your financial flexibility. Credit card interest rates today commonly hover near 20%, making balances expensive to carry.Consider Paying Down or Paying Off DebtReducing high-interest obligations can free up monthly cash flow and lower financial stress — and the benefits of doing so co...

This press release is issued by King Newswire