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Title: One-Page Family Budget Build Your Framework in 30 Minutes with Mayfields Tools

Denver, Colorado, United States, 20th Oct 2025 - Managing a family budget can feel overwhelming when expenses come from every direction. Mayfield simplifies the process with a one-page budgeting framework any household can complete in just 30 minutes. With its clear three-column method, recommended spending limits, and easy-to-use templates, families can regain control of their finances without getting lost in complicated spreadsheets.The Three-Column MethodAt the core of Mayfield’s one-page budget is the three-column structure: Fixed Expenses / Variable Expenses / Occasional Expenses. Instead of tracking every cent across countless categories, this approach groups family spending into three clear sections:Fixed Expenses: Recurring and consistent payments month to month (rent or mortgage, insurance, loan repayments, essential utilities). These rarely change and form the foundation of the budget.Variable Expenses: Day-to-day costs that fluctuate (food, transport, entertainment, clothing). These are often the source of overspending and must remain visible.Occasional Expenses: Non-monthly costs that still require planning (school fees, holidays, repairs). Isolating them prevents unpleasant financial surprises.This simple structure removes confusion and makes budgeting intuitive. Every expense fits into one of the three columns, giving families a clear picture of how their money is used.Categories to Watch for OverspendingEven with a set budget, some spending areas pose higher risks. Mayfield identifies five common overspending categories and offers spending caps to help families maintain balance:Dining Out and Deliveries: Hidden budget drains; should stay between 5–10% of monthly income.Subscriptions and Streaming Services: Small recurring costs that add up; review regular...

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