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Title: Gold Tree Wealth Advisory Sets the Golden Standard for Retirement Planning for Every Age

 Victoria, Australia, 17th May 2024, King NewsWire – Gold Tree Wealth Advisory establishes its commitment to providing top-tier retirement planning services tailored to individuals at every stage of life. With its innovative Gold Standard Advice Process, the firm ensures that clients receive comprehensive financial guidance aimed at growing and safeguarding their wealth for the future.Gold Tree Wealth Advisory recognizes the evolving financial landscape that individuals face today, compared to previous generations. Founder Nathisha Paramasivam explains in decades past, buying a home was more affordable, with lower income-to-house price ratios. Pre-90s - financé, wealth planning and retirement planning faced an entirely different landscape to those facing their future now.  In the 70s house prices were 4.1 times the household income. Since then, house prices have been on the rise with 2000s showing a 6.4 times income to house price ratio, with early millennials getting into the property market at a 7 times ratio. Now the average homebuyer today requires an 8.8 times income to home ratio making this figure double that of the 70s.  Yet, parents and many finance firms are now schooling our 20 and 30 year olds to get into their homes when it mathematically is impossible without parental contribution or governmental intervention says Nathisha. On the other hand, we have retirees in the 70-90s having their "retirement plan" as working hard for 40s years, saving very little away for retirement and then taking the Government Age pension to fund their retirement.  The reality that retirees are facing now is that the age pension payment has not kept up with the cost of living. Paying just over $43,000 for a couple - not enough...

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